Why I Became A Financial Advisor – 25 Years Later

By Bill Reiner, CFP®, ChFC®

2020 represented my 25th year as a financial advisor. It has been an interesting year reflecting on my career and how it has evolved over that time. Many of us grow up learning what we are good at and what we enjoy doing with our time. If we’re lucky, our skills and passions line up and we have the privilege of experiencing a fulfilling career. That’s exactly how I found my way into the financial industry. I looked at my three passions, finances, entrepreneurship, and serving others, and found an ideal fit as a financial advisor. Twenty-five years have passed, and I am still thankful I chose this career. What is interesting, however, is how differently I spend my days now than how I envisioned them so many years ago.

Getting Started

When most folks think of a financial advisor, they think of the large “Wall Street” brokerage firm. Advisors dressed for success, spending their days on the phone talking to clients about market movements. My start was very similar. Thankfully, early on I steered away from the transactional nature of the markets and began to focus on financial planning for my clients. I began to build my practice by providing independent, personalized financial advice to help my clients work toward their financial goals. I obtained my CERTIFIED FINANCIAL PLANNER™ (CFP®) practitioner and Chartered Financial Consultant® (ChFC®) designations. In 2005, I left the “Wall Street” crowd and joined the “Main Street” crowd when I founded Reiner Financial Group.

My Career Today – Different, Yet Better

Today, as a CPF® Practitioner, I provide independent, fee-based financial planning at my firm in Doylestown, Pennsylvania. My days look very different from what I envisioned when I entered the business in 1995. Gone are the days of the frantic Wall Street environment. Now, day in and day out, I listen, I educate, and I serve my clients. Those three activities would not have made my list of expected job responsibilities when I considered this career over 25 years ago. But I am so grateful that all three are now part of my daily work.

The Best Part

I love what I do every single day. Even though there can be challenging times working in the financial world, as you can imagine, the relationships with my clients and my team at Reiner Financial Group are worth it. It remains extremely rewarding work. Some days I get to share the good news when a client is able to retire. On other days I am guiding their transition from the workforce into the new world of retirement. Learning about how our clients will  spend their time after their working days are complete also remains a joy. One client became a wildlife photographer; one is writing a novel; and many others are pursuing volunteering and second careers. I could argue it feels just as fulfilling for me as it does for a client when they experience a successful retirement.

Where Are You?

Now that you know a bit about me, I’d love to hear your story. What are your retirement dreams? What challenges do you currently face, and how can I help you get there? If you are ready to work with a financial advisor who is just as committed to your goals and dreams as you are, or if you would like a second opinion to ensure your plan is still on track, schedule a consultation by calling (215) 340-2360 or email me at bill@reinerfinancial.com. We’d love to hear from you!

About Bill Reiner, CFP®, ChFC®

Bill has been in the financial industry since 1995, earning numerous professional designations, including the Certified Financial PlannerTM Certification in 1999. Bill is committed to honesty and an unwavering devotion to superior client service. He helps clients discover what financial strategies work best in helping them work toward their goals and objectives. When taking on new clients, he works diligently to gain their trust and help them understand the strategies he recommends.

Securities and advisory services offered through LPL Financial, a Registered Investment Advisor, Member FINRA / SIPC. Material discussed herewith is meant for general illustration and/or informational purposes only, please note that individual situations can vary. Therefore, the information should be relied upon when coordinated with individual professional advice. Investors should be aware that there are risks inherent in all investments, such as fluctuations in investment principle. With any investment vehicle, past performance is not a guarantee of future results. Diversification and asset allocation strategies do not assure profit or protect against loss.