Efficient vs. Effective

I have recently been dealing with a noise in coming from the front end of my Ford Explorer. I am frustrated because the vehicle is now back for third time to correct the issue, with two separate service centers. I am frustrated because if the tech had simply taken...

You Had One Job

One of my favorite follows on Twitter is the ‘You Had One Job’ account. The expression, of course, is used to describe missteps by those who simply had one thing to do and yet were unable to do it. Some of the recent posts include the box labeled limes, yet filled...

Toothpaste, Sunscreen and Retirement

Recently I completed a book by author Charles Duhigg titled “The Power of Habit” ( Duhigg,2012). It was an interesting read about the structure and building blocks of habits and how our brain responds, both positively and negatively.  One interesting discussion was...

The Courage to Underperform

This was the title of an article I read many years ago by Nick Murray. Nick is a financial expert and author of many books for the financial advisory business. The headline caught my attention and the recent performance of the markets reminded me of his piece. He...

Financial Backpack

One of my favorite activities when the weather warms up is backpacking. I recently returned from a trip to the Shenandoah National Park where our group covered 30 miles in 4 days on the trail. I enjoy both the challenge and the solitude of being on the trail. The...