You Had One Job

Posted by on Jul 25, 2018 in Blog |

One of my favorite follows on Twitter is the ‘You Had One Job’ account. The expression, of course, is used to describe missteps by those who simply had one thing to do and yet were unable to do it. Some of the recent posts include the box labeled limes, yet filled with lemons. The Superman medal with a picture of Spiderman attached, or the large bag of popcorn labeled ICE in large blue letters on the outside of the bag. There are two elements...

Read More

Widow and Wisdom – I Married Rich

Posted by on Jul 24, 2018 in Blog |

My mother was not even 21 when she married my Dad.  He was a Philadelphia Firefighter, an immigrant, not wealthy by cultural standards. He did have a Corvette, which he traded in to buy their first house.  He also had a stable job with predictable income, benefits and pension.  He was a good catch by means of finding a provider. Many of my Mom’s friends did not think about their retirement savings at that young age because marrying a good man,...

Read More

Toothpaste, Sunscreen and Retirement

Posted by on Jun 18, 2018 in Blog |

Recently I completed a book by author Charles Duhigg titled “The Power of Habit” ( Duhigg,2012). It was an interesting read about the structure and building blocks of habits and how our brain responds, both positively and negatively.  One interesting discussion was how consumer goods companies have used the science of habits to sell their products. The author tells the story of the rise of toothpaste after World War I, and how marketers and...

Read More

Widow and Wisdom-What to look for in a Financial Advisor

Posted by on Jun 6, 2018 in Blog |

I was recently stuck in traffic on an airport shuttle bus with a group of advisors.  One advisor was referencing an older widowed client and stated, “She didn’t earn that money, so it really didn’t matter to her. Her husband was the one who worked”.  I was at first offended on a personal level but after long consideration and persuasion from my colleagues, I realized this was an opportunity.  It is an opportunity to educate...

Read More

Widow and Wisdom-And Women

Posted by on Mar 12, 2018 in Blog |

As I write today the date is March 8th and it is a special day!  Did I know how special when I woke up this morning?  Nope. The day started early, wake up at 4:30 a.m. to take care of the pets and get a work out in on my basement elliptical while watching my MarketWatch talk shows on DVR.  The morning routine continued-coffee- kids’ lunches-dinner in crockpot-laundry-shower-prep for work-coffee.  6:15 a.m. and ready to go!   And what to my...

Read More

The Courage to Underperform

Posted by on Feb 13, 2018 in Blog |

This was the title of an article I read many years ago by Nick Murray. Nick is a financial expert and author of many books for the financial advisory business. The headline caught my attention and the recent performance of the markets reminded me of his piece. He shared his thoughts, interestingly enough, when market returns were significantly negative and he as encouraging investors to remain true to their allocation regardless of short term...

Read More