The Courage to Underperform

Posted by on Feb 13, 2018 in Blog |

This was the title of an article I read many years ago by Nick Murray. Nick is a financial expert and author of many books for the financial advisory business. The headline caught my attention and the recent performance of the markets reminded me of his piece. He shared his thoughts, interestingly enough, when market returns were significantly negative and he as encouraging investors to remain true to their allocation regardless of short term...

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Financial Aid 101

Posted by on Jan 14, 2016 in Blog |

With the turn in the calendar year comes a new FAFSA form for the 2015 year.  FAFSA stands for ‘Free Application for Federal Student Aid’, and if you are a parent with a college student, you are unfortunately very familiar. The financial aid process can be overwhelming and cumbersome for many. However, there are some basic elements, which, if understood, can help simplify the process and help parents have a better understanding of the financial...

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Millionaire Make Up

Posted by on Jan 14, 2016 in Blog |

As a financial advisor for the last twenty years I have had a lot of conversations with clients about financial success. Most folks I speak with will often joke about how quickly I can make them into millionaires. “Next week, maybe?” ,they ask. “ Can you help me retire…… by Monday ?” For many, financial success is an elusive concept, one only the brightest of the bright, or luckiest of the lucky will ever achieve. They resign...

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Fig Financial – October 2015

Posted by on Oct 14, 2015 in Blog |

A common question faced by retirement savers is which type of retirement plan should I be using? After all, there a many offerings and often times investors are confused between the differences . Most savers often have limited dollars to earmark for their retirement goal and want to be sure they are taking full advantage of all the possible benefits available. Take the “ Roth IRA / 401(K)” debate. These are two different retirement plans...

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Financial Backpack

Posted by on Aug 1, 2015 in Blog |

One of my favorite activities when the weather warms up is backpacking. I recently returned from a trip to the Shenandoah National Park where our group covered 30 miles in 4 days on the trail. I enjoy both the challenge and the solitude of being on the trail. The simplicity of having all that you need to sustain yourself, strapped to your back, is calming in a strange way.  Luxuries create complexities. How much simpler can life get than food ,...

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